Archive for the 'Banking and Credit' Category

Capital One Offers 5.5% APY CD

Capital One is offering 5.5% APY on a 7-year CD. This rate is among the highest yielding CDs available now. If you do not need the money for 7 years, this a very good investment with a low degree of risk. A CD can also be used to diversify your investments.

Here are some of the [...]

Friday, October 31st, 2008

Foreclosure Filings Up 71% in 3Q

The number of homes in foreclosure are going up. I think this news is definitely not a good sign of the real estate market. I wanted to look into buying a foreclosure home, but I need to read more on foreclosure and understand how it works.

Saturday, October 25th, 2008

Sneaky Fees from American Express Charges

I recently accepted an offer to receive the American Express Business Gold Card and was told that I can link the points to my existing personal American Express Blue Card. I thought it would be a great idea to have two credit cards linked to one rewards point system.
It turns out that American Express (silently) [...]

Thursday, May 15th, 2008

Top 50 Most Useful Credit Card Web Sites

CreditCardAssist.com put together a resourceful compilation of links to virtually all the information you want to know about credit cards.
Top 50 Most Useful Sites

Monday, April 14th, 2008

FNBO Direct 6.00%APY

NEW INTERNET BANK WITH 6.00% APY ONLINE SAVINGS ACCOUNT (OSA) LAUNCHED BY
FIRST NATIONAL BANK OF OMAHA
New OSA, with no minimums, enables Internet banking customers to start saving at more than 10x the national traditional savings average. Consumers can sign up for the FNBO Direct OSA online at www.fnbodirect.com/pr.

Friday, May 25th, 2007

0% APR for Life from Discover Card

Discover Credit Card sent me a letter with an invitation code to 0% APR for life. It says that the 0% APR be will extended for life as long as I make two purchases each month in January 2008. The card has up to 5% cashback bonus that does not expire. I really liked the [...]

Wednesday, May 16th, 2007

Citibank Online Screen Update

Citibank has recently updated its online screen display. The account overview now uses bright green headlines above the balance amounts. Bright green is the color of my choice and is used widely in my website theme. Citibank has made a great color choice, and the new chosen color makes the account overview screen that much [...]

Tuesday, May 15th, 2007

Citibank Direct - 4.65% APY

Citibank has come up with an online savings account, Citibank Direct. The name reminds me of HSBC Direct. Citibank Direct pays an APY of 4.65%, plus a $50 sign-up bonus for first time customers.

Friday, May 4th, 2007

Advanta Card Cash Back

I have the Advanta Business Card and use it strictly for business purchases. Once my card reaches a total of more than $50 for cash back, Advanta automatically sends out a check for the cash back balance as of the last closing statement. On April 14th, I received an email from Advanta telling me that [...]

Thursday, April 19th, 2007

High Fees for Withdrawing Pre-mature CDs

I have a 13 month Washington Mutual CD that’s going to mature at the end of September 2007, but I need funds in my checking account and I want to withdraw early from my CD. I called up the bank about the interest earned to date. I have roughly $1400. Then I asked about the [...]

Thursday, February 15th, 2007