Free Stuff

Book Giveaway: Questions and Answers on Life Insurance: The Life Insurance

Aug 18th, 2010
by Sean.
3 comments

Book Giveaway Drawing

To participate, simply submit a comment at the bottom of this post. For additional entries, please link to this post from Facebook, Twitter, Digg, etc. All the entries will be thrown in a “box” (computer software) and the winner will be picked randomly. Extra entries will add more weight in the drawing process.

Comment: 1 entry (mandatory)
Facebook: 1 entry
Twitter: 1 entry
Other social media: 1 entry each

# of Free Copies: 1

Deadline

The last day for drawing entry is Tuesday, August 31, 2010.

Winner

Jane from the comments below.

Book Info

List Price: $22.95
Paperback: 392 pages
Publisher: Life Insurance Sage Press (August 1, 2010)
Language: English
ISBN-10: 0984508104
ISBN-13: 978-0984508105

Product Description

Questions and Answers on Life Insurance is an extremely useful and one of a kind resource for anyone looking for a simple way to understand life insurance. It covers all the basics and the advanced information that you need to know. And all this in a format where can go directly to the information you need without having to sort through information you’re not looking for. Author Tony Steuer brings 17 years of experience in the life insurance. During this time Tony has guided clients with purchasing their life insurance and the ongoing maintenance of policies. He has also worked with professional advisors on reviewing their client’s policies and determining needs. Tony has helped to keep client’s, where possible, from unpleasant surprises. Questions and Answers on Life Insurance covers:

  • Life Insurance Needs Planning
  • Keeping your policy in force
  • Company Evaluations
  • Pitfalls to look out for

Questions and Answers on Life Insurance is a valuable resource for anyone involved with a life insurance policy. It helps makes a complex financial product understandable for consumers as well as financial advisors.

About the Author

Anthony Steuer is a specially licensed Individual Life and Disability Insurance Analyst. There are only about 30 such analysts licensed by the State of California. As an analyst, Tony has the knowledge and the authority to provide non-biased advice regarding life insurance. Tony is a member of the Society of Financial Service Professionals.

Tony specializes in the analysis of life insurance products and provides fee-based analytical and due care services directly to clients and their professionals and other fiduciaries.

Tony is the author of Questions & Answers on Life Insurance, a reference book covering a wide spectrum of life insurance topics in a format accessible for consumers and third party advisors.

Prior to commencing his own practice in 1995, Tony was an Assistant Vice President with Acordia-Lloyd a multi-line insurance brokerage. His responsibilities were as a lead on an endorsed life insurance program with the State Bar of California as well as working with Health Insurance Producers and Property and Casualty Producers to assist in developing life insurance programs for their clients.

Tony earned his Bachelor of Science in Finance degree from California State University at Chico.

Related:

Why You Need Life Insurance

Book Giveaway: The New Rules for Mortgages

Aug 3rd, 2010
by Sean.
6 comments

I have received two copies of the book, The New Rules for Mortgages from the author Dale Robyn Siegel (she recently wrote the guest post 5 Things New Homebuyers Should Know Before They Dive In on Growing Money). I will keep one copy for myself and give away the second copy to one of my readers. The person will be chosen randomly from the comments section.

Book Giveaway Entry
To participate, simply submit a comment at the bottom of this post, include your name and email address (to contact you), and state the monthly payment for your mortgage. If you do not have a mortgage, write “No mortgage” (This will not count against you).

  • Example: Sean Smarty, GrowingMoney(at)Gmail.com, “My rental property mortgage is approx. $700 a month.”

Deadline
The last day for drawing entry is Wednesday Aug 11, 2010.

Winner (Update 8/17/2010)
The winner for the drawing is Kerrie Mayans.

Book Info
List Price: $14.95
Paperback: 192 pages
Publisher: Penguin/Alpha (September 1, 2009)
Language: English
ISBN-10: 1592579485
ISBN-13: 978-1592579488

Book Description
THIS BOOK IS the latest and most current how-to book on how to get the best mortgage and the lowest interest rate out there….. The book is short, around 200 pages, so there is no room for fluff or filler. It is easy to read, set up in chapters and short essays on specific topics. A how-to book on real estate written by an attorney, 20 year veteran in the mortgage industry AND a college level professor. The material is a combination of her classroom format, her every day knowledge and expertise combined with real life experiences to bring the point home. This works and you will love it!

A few interesting and favorite topics covered in 300 words or less: * What are the new guidelines for FICO scores and loan to values and how do they affect mortgage rates? * What is Rapid Rescore Response and can it really improve your credit score in 48 hours? * How to get money from your 401k without a penalty * When can a loan from my father-in-law be called a gift? * Why is now so important to show as much money in reserves as you can? * PMI v self insured. Which one is the bigger rip-off? * What will it now cost you to refinance your home and pull cash out? * Appraisal fraud and how is it affecting the value of your home * What is an appraisal contingency clause vs. a mortgage contingency clause and how can you lose your deposit if you do not know? * Points, origination fees, discount fees and broker fees. How do you avoid them all? * What really affects the mortgage rates? * Where do you find the best lawyer in town?

About the Author
Dale Robyn Siegel is a licensed attorney in New York and President of Circle Mortgage Group, in Harrison, New York. She is an adjunct professor at NYU Schack Institute of Real Estate as well as Baruch College. She is the editor for the blog “Diaries of a Mad Mortgage Broker” and has been speaking to the public and teaching real estate professionals about mortgage finance for the past ten years. She is a sought after expert on all things real estate and frequently quoted in national publications such as The New York Times, Smart Money and BusinessWeek. She is currently working on a second book, The 20 Hour S.A.F.E. Comprehensive Mortgage Loan Originator Course Textbook. This course is now required nationally for all those mortgage professionals with direct consumer contact. She is teaching the course herself in the New York Metropolitan area. Siegel holds both an MBA and a Law degree which have given her the base to be a leader in her field.

Free Amazon Prime Membership ($79 value) for Students

Jul 14th, 2010
by Sean.
No comments yet

Amazon offers FREE Two-Day Shipping for one year with a free Amazon Prime membership ($79 value) for students with a valid .edu address. If you are not a student, you may still be eligible for a free trial of Amazon Prime.

Highlights:

  • Amazon Prime free for one year ($79 value)
  • Unlimited FREE Two-Day Shipping on textbooks and millions of other items
  • No minimum order size
  • Upgrades to One-Day shipping for $3.99/item
  • E-mail alerts for exclusive deals and promotions
  • It’s free for students – sign up by providing your school and major

Free Tropicana Juicy Rewards Codes

May 17th, 2010
by Sean.
3 comments

http://juicyrewards.tropicana.com/login/home.aspx

2010-05-17 HNNC3LXEJ3  **USED**

2010-05-27 99HRRXMFF9  **USED**

Please write in the comments after your have claimed the code.

For My Coke Rewards Codes, please visit http://freemycokecodes.blogspot.com.

Free Stuff

Feb 9th, 2009
by Sean.
2 comments

I am cleaning up my place and and there are many things I am getting rid off. As they say, one man’s trash is another man’s treasure. Maybe these items can find a new owner. And in this slow economy, free things cannot hurt. If you live in NYC, you can come and pick them up. If you cannot pick them up in person, I would have to mail them to you. If you are taking most of the items, I can work out the shipping cost with you.

If you have something to give away to me in return, please let me know. Donations in cash/paypal are always appreciated.

Price of each item = $0
plus shipping

Books (Title and ISBN)
Amphigorey Also by Edward Goery 0-15-605672-0
All Around the World Cookbook 1-56305-237-7
The Best of James Herriot 0-312-19236-3
All American Boy 0-7582-0329-2
Tale of 2 summers 978-0-689-87439
A literary feast an anthology 0-87113-596-5
The Night Listener by Armistead Maupin
The Unbeatable Lightness of Being 0-06-091465-3
A Conspiracy of Paper by David Liss 0-8041-1912-0
Bachelor, Brothers, Bed and Breakfast 0-312-17183-8
Why Things Bite Back 0-679-74756-7
The Island of the Day Before by Umberto Eco 0-15-100151-0

Computers
Motorola 56K modem
Fast Etherlink NIC (ethernet card)
Linksys Fast Ethernet NIC (ethernet card)
Belkin Ethernet NIC (ethernet card) – New and Unopened Box. 2 of them
100+ Floppy Disks 3.5″ – Most of them are new. Take this and the media case
Media Case (holdas CDs/DVDs/FloppyDisks)

Electronics
500 watt 120 volt halogen light bulb
Panasonic SL-SX287J Portable CD Player (Discman) – only discman, no headphones, no batteries included
General Instrument XRC 110 universal remote control
Micro Flyer Helicopter – 2 of them, one red one white. Remote and helicopter. One of them comes in original packaging. Donated as-is, don’t know if it’s working.

Miscellaneous
North Shore Animal League America cap
Micro Suede Sham (Standard Size – 20×26) from Linens N Things – Bought in Linens N Things at 50% off. Took it out of the box but have no use for it.
Assorted Magnets

Photos of Items

My Coke Rewards Codes

Jan 10th, 2009
by Sean.
134 comments

My Coke Rewards

Free Coke Rewards codes has permanently moved to:

Free My Coke Rewards Codes

Free Pepsi Stuff Code

Dec 24th, 2008
by Sean.
5 comments

I bought a bottle of Pepsi and it has a Pepsi Stuff code. I am not going to use the code, so please feel free to claim it and reply in the comments section after you have claimed the code. I will post more codes when I buy more Pepsi products.

12/24/2008
Pepsi Stuff code
R7WARVXA7J

1/4/2009
P3SVNK36IC

Free Magazines Giveaway

Mar 21st, 2007
by Sean.
No comments yet

Is there such a thing as free lunch? Probably not. But I’m offering free past issues of financial magazines. I’ll even pay for shipping charges. Sometimes it’s hard to give away things because people are skeptical. And if I tell you there’s no catch, you won’t believe me. So I’m going make a catch for you, to settle your skepticism. I will send you the magazines on my dime and in return you’ll promise me that you read them. For proof, you’ll have to submit to me at least one post about what you’ve read in the magazines. I will publish your post and let people see that I’m indeed giving out free magazines.

Why am I doing this? It’s a way of giving back to society, and at the same time, I want people to educate themselves about personal finance and investing.

I have past issues of SmartMoney, BusinessWeek, Forbes, and more. Some of them contain really good articles. If you are interested in past issues of financial magazines, let me know. Sorry, you don’t get to pick which issues you want. I’ll just mail out the issues I have.