I contributed the maximum of $4000 to my Roth IRA at Scottrade. This deposit allows me to meet the minimum requirement for the Scottrade Elite platform. I downloaded the software, but have not used it yet. One of the features I looked forward to was the Level II quotes but I just learned that Scottrade charges $10 a month for it. I can get free Level II quotes from my non-retirement brokerage accounts so I wouldn’t be paying for it at Scottrade. I like to deposit money early in the year because I do a lot of trading and the extra funding gives me more buying power.